About Two-Three
Empowering Growth and Driving Progress in Kenya's Informal Economy
At Two-Three Operators Sacco, our mission is to fuel
growth and transformation within Kenya's informal
economy by promoting cooperative development, enhancing
financial inclusion, and fostering sustainable business
practices. We are committed to becoming a key player in
supporting Micro-SMEs, including Boda Boda and Tuk Tuk
operators, through innovative financial services,
strategic advocacy, and community-centred initiatives.
By working together, we aim to help them thrive in a
rapidly changing economic landscape.
Our Mission
To empower the Blue Collar and Micro-SMEs
entrepreneurs with financial solutions, advocacy,
and community support for growth and sustainability
01.
Our Vision
To be the trusted financial partner driving growth
and empowerment for the informal economy.
02.
Our Core Values
1. Efficiency and Reliability 2. Inclusivity and
Community Focus 3. Transparency and Integrity 4.
Innovativeness and Creativity
03.
Two-Three Core
Our Core Values
01
Efficiency and Reliability
Commitment to delivering dependable financial
services with a focus on customer needs and
satisfaction.
02
Inclusivity and Community Focus
Embrace all informal business operators, fostering
solidarity and supporting local economies without
regard to background or experience.
03
Transparency and Integrity
Uphold open communication, accountability, and
ethical practices in all operations.
04
Innovativeness and Creativity
Proactively seeking improvements for solutions in
services and products.
About Us
Our Guiding Principles
- Promote Cooperative and Micro-Enterprise Growth
We are committed to elevating the Blue Collar Economy
and Micro-SME’s, by offering strategic support and
market-driven services. Our focus is on strengthening
the development, sustainability, and scalability of
these businesses, ensuring they meet the diverse needs
of their members and succeed in a competitive
environment.
- Increase Financial Inclusion
Expanding access to financial resources is central to
our mission. We offer tailored financial solutions,
including flexible loan packages and savings plans,
designed to help Micro-Entrepreneurs, build and manage
their businesses effectively. Our goal is to break
down barriers to credit and support operators in
achieving financial stability and growth.
- Foster a Sustainable and Responsible Sector
We advocate for practices and policies that contribute
to the long-term viability of the informal economy,
including the transport sector. By promoting
responsible business practices and environmental
sustainability, we aim to ensure the sector remains
resilient, profitable, and beneficial to both
operators and the wider community.
- Build a Supportive Community of Micro-Entrepreneurs
We believe in the power of collaboration and mutual support. Two-Three
Operators Sacco creates a nurturing environment where
Micro-Entrepreneurs, can connect, share knowledge, and leverage
collective resources. Through regular meetings, networking events, and
workshops, we foster a supportive network that drives mutual success and
builds a strong sense of community. By aligning our efforts with these
principles, Two-Three Operators Sacco aspires to be a cornerstone of
progress and empowerment in Kenya's Blue – Collar Micro-SME sector. Our
commitment is to drive positive change, support economic growth, and
enhance the overall well-being of all stakeholders involved